Whether you are a first time home buyer or an experienced real estate investor, you are in the middle of one of the most unique real estate buying opportunities that has ever presented itself.

This is a question on many peoples’ minds right now. Do you lower your interest rate from 5%+ to get 3.79% for the next 5 years? Or do you keep your current mortgage rate and risk what rates will be available on your renewal date? Let’s discuss the issues that will ensure you make a good financial decision.