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	<title>CENTUM Mortgage Lending Centre Ltd. &#187; Mortgage Tips &amp; Advice</title>
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	<description>Industry News &#38; Reviews for Canadian Consumers</description>
	<pubDate>Thu, 15 Jul 2010 02:45:11 +0000</pubDate>
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		<title>Credit Score Secrets</title>
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		<comments>http://www.albertamortgageexperts.com/mortgage-products/credit-score-secrets/#comments</comments>
		<pubDate>Fri, 04 Jun 2010 18:58:30 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
		
		<category><![CDATA[Credit Analysis]]></category>

		<category><![CDATA[Mortgage Products]]></category>

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		<description><![CDATA[An interesting article provided by Yahoo! Finance outlines a lot of the things that nobody thinks about with respect to your credit score.]]></description>
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		<title>3 Pillars of a Mortgage Approval</title>
		<link>http://www.albertamortgageexperts.com/mortgage-tips-and-advice/3-pillars-mortgage-approval/</link>
		<comments>http://www.albertamortgageexperts.com/mortgage-tips-and-advice/3-pillars-mortgage-approval/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 01:57:40 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
		
		<category><![CDATA[Mortgage Tips & Advice]]></category>

		<guid isPermaLink="false">http://www.albertamortgageexperts.com/?p=351</guid>
		<description><![CDATA[One of the first things to understand when you are preparing for a mortgage, especially if it is your first time, is what factors affect your approval. While there are dozens of things each lender will look at, most of the approval decision comes down to three things. Watch this video to find out what they are!]]></description>
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		<title>Clarification to Government Rule Changes</title>
		<link>http://www.albertamortgageexperts.com/mortgage-products/update-government-rule/</link>
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		<pubDate>Tue, 09 Mar 2010 05:02:37 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
		
		<category><![CDATA[Economic]]></category>

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		<category><![CDATA[Mortgage Tips & Advice]]></category>

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		<description><![CDATA[The announcement by the department of finance on February 16th left some room for interpretation. CMHC has recently announced clarification to the announcement. Read for details.]]></description>
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		<title>Can I Refinance My Home?</title>
		<link>http://www.albertamortgageexperts.com/mortgage-tips-and-advice/refinance-home/</link>
		<comments>http://www.albertamortgageexperts.com/mortgage-tips-and-advice/refinance-home/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 17:34:11 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
		
		<category><![CDATA[Mortgage Tips & Advice]]></category>

		<guid isPermaLink="false">http://www.albertamortgageexperts.com/?p=290</guid>
		<description><![CDATA[With interest rates so low today, many homeowners call us to see if they can refinance their home. In some cases they can, in others they can&#8217;t. Watch this brief video to see  if you are able to refinance.

]]></description>
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		<title>If you are thinking of locking in your variable mortgage rate&#8230;</title>
		<link>http://www.albertamortgageexperts.com/mortgage-tips-and-advice/thinking-locking-variable-mortgage-rate/</link>
		<comments>http://www.albertamortgageexperts.com/mortgage-tips-and-advice/thinking-locking-variable-mortgage-rate/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 21:24:52 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
		
		<category><![CDATA[Mortgage Rates]]></category>

		<category><![CDATA[Mortgage Tips & Advice]]></category>

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		<description><![CDATA[Many clients ask us if they should lock in their variable rates while rates are so low. This article discusses our opinion on the matter for most borrowers.]]></description>
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