Client Testimonials
My mortgage experience with Josh was enjoyable and pain free! I really appreciate the automatic updates on status and progress (so did my realtor). Josh helped me understand my options and why we were using specific products that made the most sense for my needs. I recommend Josh to anyone I know with mortgage needs! Thanks Josh!
–Sarah Seymour, Airdrie - February 22, 2010
I am a middle aged father of 2 kids and I work for the government. Before now, my wife and I had bought two houses through one of the big banks, so I have grounds for comparison.
My experience with the banks was nothing to write home about and they always acted like they were doing me a favour. I was made to feel that I was just another business opportunity.
This is now the second time that I have dealt with you. Not only did you completely exceed my expectation each time, you used a combination of experience and knowledge to proffer solutions to my unique circumstances. In the process you became a friend and I find your positive attitude to challenging situations very encouraging and refreshing.
I have already recommended you to a friend and will continue to hold you in high esteem.
–Segun Kaffo, Edmonton - February 16, 2010
Hi Gary, from the first day I phoned, scared silly, because I didn’t know a thing about having a mortgage, you were so friendly, I felt relaxed! It was like talking to a friend. I heard about your company from my son, he had told me how helpful you were to him when he was getting a mortgage to buy another home in Fort McMurray! So that helped me decide to try you too.
From day one you went over & above what I thought I would get from anyone in your business. You explained everything to me when I let you know that this was all new to me.
When the first home fell through, you talked to me like a friend, & told me “well maybe it was just not meant to be, something better would come along”. which made me feel a lot better. Every couple days you would phone & see how everything was coming along and if we had another house picked out yet. My Realtor also said that “she had never talked to a more friendly person.” You made us feel like you really cared about what happened to us. I would recommend your services to anyone I know.
–Gladys & Melvin Rowsell, Fort McMurray - February 11, 2010
I would most definitely like to thank you for your efforts and service that you provided me in regards to my Mortgage! I wasn’t exactly sure how dealing with a Broker would be like nor did I know all the details that you took care of for me, but boy oh boy am I sure glad that I was able to go through you! I found that you ended up doing things for me, besides getting the best rate, that banks couldn’t do!
There is NO question that moving forward that I will most definitely be using you again as well as forwarding you onto all my family & friends!
Once again, Thank You very much Gary!
–Mark Franks, Calgary - February 2, 2010
Josh, for all your professional expertise and friendly help I thank you immensely.
I drive by [your office] daily. I saw your Office’s sign several times. I live nearby. After inquiring at 3 other Banks I decided to drop in and find out what “Mortgages for Less” had to offer. I had no knowledge, nor prior experience about using a Brokerage Firm, I had always dealt with Banks.
I also mentioned my concerns, thinking that a Bank was a more solid institution, therefore more trustworthy. I asked you WHY I should trust a Brokerage as much as a Bank and I was impressed by you taking the time to explain the points in a professional, simple, straight forward and honest way. I took a day to think about it, while asking my daughter in law (who is a Realtor in Vancouver) about her thoughts on this matter. She corroborated much of what you had said and summarized the conversation by saying “she always uses a Broker, has never used a Bank for her personal transactions”, moreover she suggests to her clients to look into it as well, when planning the financing of a new Mortgage. So I went back to you the following day and started the Application.
Should a friend or relative ever ask me about my experience in obtaining Mortgages, I would certainly share what I have learned from you, suggesting they entertain the idea of going through a Brokerage Firm like CENTUM, along with mentioning the main points I observed, such as:
- Your friendly, honest approach and professional knowledge,
- Your prompt availability when further questions arise
- And of course, the great difference in the interest rate as compared to the Banks.
Again, thanks for making all this possible, efficiently and in such a short time frame.
–Gerty Parker, Calgary - January 26, 2010 (comments shortened but original meaning preserved)
My wife and I were interested in a second home in the mountains and needed the help securing funding to fulfill our dreams of having a vacation home. We were referred to Gary by a friend that swore by his services and we decided to call him to see what our options were.
After getting the financing we needed he offered to inquire about our current mortgage and to see if he could better our current terms. To our pleasant surprise he told us that he could get us a rate that was 2.95% lower that what we were actually had at the time. We decided to refinance to lower our payments on the new property and to do upgrades to both properties.
During the whole process Gary was available to answer all of our questions, even after hours. As well as handling his work load he was short staffed and still managed to exceed our expectations. Without Gary this venture would not have gone as smooth and because of a excellent experience with Gary and his company, We will recommend him to all of our family and friends.
– Kim & Blair Higgs, Calgary - January 26, 2010
My wife and I are first time home buyers and to make things more complicated chose to build using a builder [that required multiple mortgage advances]. What interested me was that you would actually work with clients with less than perfect credit. You took the time to answer questions and worked over a long period of time with me. CENTUM Mortgage Lending Centre exceeded my expectations through the entire process. I would recommend your service to friends and family because of the excellent customer service we received from Josh and Gary.
– Jamie & Monique, Lethbridge - January 18, 2010
Thanks again for all of your help. It’s greatly appreciated - especially the short notice I gave you 
. And, again for coming in at the end with even lower mortgage rate. We will definitely recommend your firm to our friends.
– Jennifer Blackett, Calgary - December 5, 2009
We are a young, professional couple who were in the process of purchasing our first home. We were recommended to CENTUM by our real estate agent but were unclear on the process - application for mortgage, approval process - and unsure of what tpe of mortgage would work best for us. Josh was very clear and straightforward, explaining not only our different options but what each would mean for us in both the short- and long-term. The level of service, responsiveness from Josh and amount of information given absolutely exceeded our expectations. In the end, it is fair to say that Josh went above-and-beyond in helping us secure the mortgage that would work best for us. We would absolutely recommend his services to others (and have) and look forward to working with him on our future home purchases.
– Abby Miller, Calgary - December 4, 2009
I got possession of our new house yesterday and I just wanted to thank you for all your work, you did the impossible and it was a pleasure working with you. The entire process went smoothly and quickly and I appreciated the fact that you kept me constantly informed thru the whole process. Next time I am in the market I’ll definately look you up. Once again a big THANX goes to you and your team for getting us a place we can now call our HOME.
– Denis Z, Calgary - May 5, 2009
Thanks Josh. Your professionalism and knowledge coupled with your very friendly attitude has made this experience delightful. Your entire process trumps the service provided by the big banks.
– Segun & Ebele, Edmonton - April 15, 2009
Gary, once again …our sincere thanks for the great service and especially the hard work to get us an even better rate at the very tail end of this process. You are magic! We too, will be recommending you to everyone we know. You have helped us out and our own bank didn’t seem to be too interested in doing that. Thanks again, ever so much, for helping us out. We truly and genuinely appreciate it.
– Tami & Bryan Adams, Calgary - April 14, 2009
I just received the confirmation of the approval, and a telephone call from my lawyer, and have an appointment set up to get the fire insurance/life insurance going. Its hard to believe that it has only been a couple of weeks since I sent in the pre-approval application, and now its finished. Doreen and I can’t thank you enough for how much help you have been in the process of getting our baby girl a place to call home. I am sure you receive a few of these letters of thanks, but I just wanted to tell you of the heartfelt gratitude my family and I feel for the help and effort you have given us.
– Mike & Doreen, Red Deer - March 4, 2009
Laura, We would like to thank you for the tremendous job that you did for us in getting us new financing which we desperately needed. The speed with which everything was done and the way you helped us through all the steps was fantastic. Your assistance in this goes beyond words and our lives are now in a position that we can handle for now and into the future.
– Neil & Lisa, Calgary - February 17, 2009
We wanted first off to say thank you very much!! You have no idea how much we appreciate all of your help and hard work. You were the calm in a disastrous storm we were going through!!! Your above and beyond hard work has left us with a renewed hope in customer service!!!
– Dean & Trish, Calgary - December 10, 2008
